Key Product Information

Key Criteria
Rates

Stepped Rate (all LTVs):

Initial Rate from

0.49%

Initial Term

6 m

Total Term

12 m

Secondary rate

1.25%

Exit fee

1 month's interest

Flat Rates (from):

80% LTV

0.89%

75% LTV

0.78%

70% LTV

0.78%

Max LTV

75% LTV Resi, 80% LTV Dev Exit (with units STC)

Valuation basis

OMV 180 day

Uses

Purchases, refinances & capital raising

Properties

Residential investment

Areas

England & Wales

Security

1st charge

Sizes

£200k - £15m net

Terms

12-24 months

Borrower type

Individual & Corporate

Borrower residency

UK & Foreign

Interest basis

Retained

Customers

Clean credit & non-PEP's

How it Works

Step 1

Register as an introducer

Register Here
Step 2

Send an enquiry to enquiries@aspenbridging.co.uk or call an underwriter directly or use the portal to generate an instant quote yourself.

Quotes will include integrated legal fees to maximise speed & transparency.

Step 3

Submit the preferred option on our online portal with basic info on customers, the security and the solicitors.

You will be notified which underwriter your case is assigned to and within 3 hours you will receive a DIP post credit and land reg searches which will include case-tailored forms.

Step 4

Return the 1-page Authorisation Form and we will instruct the lawyers and valuers within 1 hour of receipt. Clients will need to put solicitors in funds for undertakings and pay valuers directly.

Step 5

We will share reqs list information with you every step of the way and work to help you and your client through to completion.

Step 6

Aspen releases funds for completion and pays introducers within hours.

Step 7

Aspen will provide draw-downs in arrears of works in support of the project up to 100% of the cost of works.

This will either be done via a building surveyor or Aspen team member re-visit depending on level of works (or without a revisit based on build control or warranty sign-off) with turn arounds as fast as 48 hours.

We pride ourselves only supporting cases which we will see through to the end and are yet to leave a property unfinished.

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Residential & Dev Exit Case Studies

Aspen’s completed a £750k Development Exit bridge in just 10 days on a developer’s project in Chedworth in the Cotswolds.
Aspen Drives Repeat Custom Following 10-Day £750K Bridge

A client who received a £750k Development Exit bridge from Aspen in just 10 days has returned to the lender for financing on a separate project, citing the lender’s speed and service.

A concluding finance agreement and right of way issues did not stop Aspen completing a £700k Development Exit loan on a project in Bedford.
Aspen Shows the Right Way to Complete £700K Development Bridge

Aspen Bridging has quickly facilitated a £700k Development Exit loan on a multi-unit project in Bedford when the previous finance agreement and right of way issues threatened to derail the build.

Latest News

The Aspen Bridging team at its inaugural ‘Spring Party’ at the newly opened Kitty Hawk Rooftop Bar overlooking Trafalgar Square.

22.05.2025

ASPEN HOSTS OVER 100 BROKERS AT INAUGURAL ‘SPRING PARTY’
With the Nelson’s column serving as an impressive backdrop, guests in attendance ...
(L-R): Aqib Iqbal, Head of Credit; Richard Coombs, Operations Manager; Richard Tweddell, Underwriting Manager and Sinead McMurray, Credit Manager, Aspen Bridging.

17.03.2025

ASPEN ANNOUCES FOUR SENIOR PROMOTIONS TO SUPPORT £250M LENDING TARGET
Aqib Iqbal becomes Head of Credit, with Sinead McMurray stepping into his ...
DanielTame

13.03.2024

ASPEN’S GRADUATE RECRUITMENT SCHEME APPOINTS SIXTEENTH STUDENT
Daniel, from Nuneaton, has been appointed as a Graduate Underwriter having achieved ...
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We do not offer regulated loans, mortgages or credit agreements, and are not regulated by the FCA.
Aspen Bridging is a trading style of Aspen Bridging Limited, registered in England and Wales under number 10270026