Broker View Login

Company Overview

Aspen was founded in 2017 by Ed Ahrens (MD) & Jack Coombs (Director).

Aspen is an 100% subsidiary of S&U PLC, a majority family owned FTSE listed speciality lender with c.£300m in listed equity plus secure additional funding lines.

S&U has been run by 3 generations of Coombs’ since its foundation in 1938 by Clifford Coombs.

S&U is committed to treating customers fairly & have lent through every financial cycle since 1938.

Since inception, Aspen has written over £800 million in lending, supporting property transactions and development projects across England and Wales.

What we do

We offer Bridging, Ground Up Development & Bridge to Let loans of up to £15m.

Bridging

Ground up Development

Bridge to Let

We offer an expert and rapid service and give every client a dedicated underwriter to handle the case from start to finish.

Our Process

Time-based Service Excellence

From	Timeline	What
Info received	15 minutes	Quotes (fully costed)
DIP submitted	3 hrs	DIP (post searches)
Valuation provision	24 hrs	Approval of reassignment
Authorisation	1 hr	Valuation & legals instructed
Valuation payment	3 days 5 days 7 days	Short form valuation Long form valuation GDV & Commercial valuation
Cost undertaking	2 days 5 days	Refinances ROT Purchases & commercial ROT
ROT received	3 hrs	Funds sent
Completion	24 hrs	Broker payments

Aspen can fund within 10 working days of initial enquiry - subject to borrower & solicitor cooperation

Our Background

Following our launch in 2017 Aspen has been determined to offer something different.

Our long-standing success at the B&C Awards is a proud testament to our ongoing commitment to smart product development and innovation in specialist lending. In 2025, we won Specialist Product of the Year for our No-Valuation product, following our 2022 win for the groundbreaking 80% LTV Bridge-to-Let.

These achievements build on our earlier recognition — winning Specialist Product of the Year and being highly commended as Lender Newcomer of the Year in 2018, and again being highly commended for Specialist Product of the Year in 2019.

We are committed to treating customers fairly and have led the way in our approach towards helping customers to achieve their goals hand in hand.

Our Awards & Standards

We are an award-winning lender committed to offering innovative bridging products and to treating customers fairly.

As Trusted Members of the Bridging & Development Lenders Association (BDLA) and of the Financial Brokerage and Intermediary Association (FIBA) we hold ourselves to the highest standards in the industry.

Trusted Member of member image

Our Google Reviews

Dan at Aspen Bridging was excellent throughout the process.... read more

Lee Stephenson

I worked with Aspen on a bridge loan for my client, and the process was incredibly fast... read more

Sophie L Zheng

Great company to deal with. Wasif was outstanding handling all enquiries without any delays.... read more

turgay sahin

We had a Bridging Loan via our broker for an auction purchase in April 2024.... read more

Irrum Work

Nice company to deal with. Wasif in particular was very helpful in getting things over the line when going between solicitors . read more

Simon Brame

Fast and efficient, Daniel in particular was very helpful, completed on time.... read more

Nicholas Kenlay

Aspen Bridging is a great company to work with... read more

Mohammad Rostom

Fast and efficient service read more

Niyazi Yalchin Oztoprak

Couldn’t be happier with the service. Thank you to the entire team...read more

Sonia S

Dear Richard, I would like to thank you for the service provided by Aspen... read more

Taylan Karamanli

excellent bridging provider professional and reliable... read more

Zara Brindley

I have mainly dealt with Laura and Jack and have found them both very helpful and always been able to provide a first class service. They... made the process of first time bridging really straight forward and we have now worked with them on several projects and wouldn't hesitate to do so again in the future.read moreread more

Sam Beazley

I've been collaborating with Aspen for more than 5 years always been a fast and proactive company I completed a deal in 5 working days with... no hassle would highly recommend.read moreread more

M B 18

The team is so amazing. It was excellent to work with Aspen and especially with Laura Randall who are always very professional and... efficient.read moreread more

yan Yan

Always a pleasure dealing with Aspen and espcially working with Senior Underwriter Laura Randall. Laura takes on some of my more... complicated cases and has delivered in a calm and professional manner each and every time. If its a bridge for an overseas client which is my niche, then first call Aspen.read moreread more

Stephen Marcon

Aspen is a great lender providing efficient & speedy service.Had only good experiences whilst working with them for the past couple of... years - the whole team is amazing and always quick to respond.read moreread more

Lera Seveliova

Amazing service and professionalism at this firm not to mention arranging bridging finance in record time, last one completed within 10... days start to finish.read moreread more

Jai Bagga

I had the pleasure of working with Laura Randall, on a deal that completed seamlessly within a 3 week timespan.As an intermediary, who... works with multiple lenders in the bridging space, the deal I closed with Aspen was no doubt one of the smoothest to do date.I look forward to the next one!read moreread more

Seena Nadri

Dan at Aspen Bridging was excellent throughout the process.... read more

Lee Stephenson

I worked with Aspen on a bridge loan for my client, and the process was incredibly fast... read more

Sophie L Zheng

Great company to deal with. Wasif was outstanding handling all enquiries without any delays.... read more

turgay sahin

We had a Bridging Loan via our broker for an auction purchase in April 2024.... read more

Irrum Work

Nice company to deal with. Wasif in particular was very helpful in getting things over the line when going between solicitors . read more

Simon Brame

Fast and efficient, Daniel in particular was very helpful, completed on time.... read more

Nicholas Kenlay

Aspen Bridging is a great company to work with... read more

Mohammad Rostom

Fast and efficient service read more

Niyazi Yalchin Oztoprak

Couldn’t be happier with the service. Thank you to the entire team...read more

Sonia S

Dear Richard, I would like to thank you for the service provided by Aspen... read more

Taylan Karamanli

excellent bridging provider professional and reliable... read more

Zara Brindley

Sam Beazley

I've been collaborating with Aspen for more than 5 years always been a fast and proactive company I completed a deal in 5 working days with... no hassle would highly recommend.read moreread more

M B 18

The team is so amazing. It was excellent to work with Aspen and especially with Laura Randall who are always very professional and... efficient.read moreread more

yan Yan

Stephen Marcon

Lera Seveliova

Amazing service and professionalism at this firm not to mention arranging bridging finance in record time, last one completed within 10... days start to finish.read moreread more

Jai Bagga

Seena Nadri

Latest News

News Archive

Jack Coombs, Chief Operating Officer, S&U PLC.

14.10.2025

JACK COOMBS PROMOTED TO CHIEF OPERATING OFFICER AT S&U PLC

Jack Coombs has been promoted to Chief Operating Officer at S&amp;U PLC ...

Continue Reading right arrow

04.09.2025

ASPEN PARTNERS WITH LIGHTFOOTS AND LAWRENCE STEPHENS TO LAUNCH NEW DUAL LEGAL REPRESENTATION

Following an in-depth selection process, two highly experienced legal firms – Lightfoots ...

Continue Reading right arrow

Kevin Beale, Business Development Manager for the Midlands and the North at Aspen Bridging.

14.08.2025

ASPEN EXPANDS SALES TEAM WITH NEW MIDLANDS AND NORTH BDM

Kevin’s focus will be in building new relationships and nurturing his existing ...

Continue Reading right arrow

News Archive

Broker View Login

Trusted Member of

We do not offer regulated loans, mortgages or credit agreements, and are not regulated by the FCA.
Aspen Bridging is a trading style of Aspen Bridging Limited, registered in England and Wales under number 10270026

About Us

Aspen is an award-winning principal lender funding UK & foreign clients.

Company Overview

What we do

We offer Bridging, Ground Up Development & Bridge to Let loans of up to £15m.

Our Process

Time-based Service Excellence

Our Background

Following our launch in 2017 Aspen has been determined to offer something different.

Our Awards & Standards

Our Google Reviews

Latest News

JACK COOMBS PROMOTED TO CHIEF OPERATING OFFICER AT S&U PLC

ASPEN PARTNERS WITH LIGHTFOOTS AND LAWRENCE STEPHENS TO LAUNCH NEW DUAL LEGAL REPRESENTATION

ASPEN EXPANDS SALES TEAM WITH NEW MIDLANDS AND NORTH BDM