Company Overview

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Aspen was founded in 2017 by Ed Ahrens (MD) & Jack Coombs (Director).

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Aspen is an 100% subsidiary of S&U PLC, a majority family owned FTSE listed speciality lender with c.£300m in listed equity plus secure additional funding lines.

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S&U has been run by 3 generations of Coombs’ since its foundation in 1938 by Clifford Coombs.

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S&U is committed to treating customers fairly & have lent through every financial cycle since 1938.

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Since inception, Aspen has written over £800 million in lending, supporting property transactions and development projects across England and Wales.

What we do

We offer Bridging, Ground Up Development & Bridge to Let loans of up to £15m.

We offer an expert and rapid service and give every client a dedicated underwriter to handle the case from start to finish.

Our Process

Time-based Service Excellence

From Timeline What

Info received

15 minutes

Quotes (fully costed)

DIP submitted

3 hrs

DIP (post searches)

Valuation provision

24 hrs

Approval of reassignment

Authorisation

1 hr

Valuation & legals instructed

Valuation payment

3 days

5 days

7 days

Short form valuation

Long form valuation

GDV & Commercial valuation

Cost undertaking

2 days

5 days

Refinances ROT

Purchases & commercial ROT

ROT received

3 hrs

Funds sent

Completion

24 hrs

Broker payments

Aspen can fund within 10 working days of initial enquiry - subject to borrower & solicitor cooperation

Our Background

Following our launch in 2017 Aspen has been determined to offer something different.

Our long-standing success at the B&C Awards is a proud testament to our ongoing commitment to smart product development and innovation in specialist lending. In 2025, we won Specialist Product of the Year for our No-Valuation product, following our 2022 win for the groundbreaking 80% LTV Bridge-to-Let.

These achievements build on our earlier recognition — winning Specialist Product of the Year and being highly commended as Lender Newcomer of the Year in 2018, and again being highly commended for Specialist Product of the Year in 2019.

We are committed to treating customers fairly and have led the way in our approach towards helping customers to achieve their goals hand in hand.

our background

Our Awards & Standards

We are an award-winning lender committed to offering innovative bridging products and to treating customers fairly.

As Trusted Members of the Bridging & Development Lenders Association (BDLA) and of the Financial Brokerage and Intermediary Association (FIBA) we hold ourselves to the highest standards in the industry.

awards
awards
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Our Google Reviews

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Dan at Aspen Bridging was excellent throughout the process.... read more

Lee Stephenson

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I worked with Aspen on a bridge loan for my client, and the process was incredibly fast... read more

Sophie L Zheng

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Great company to deal with. Wasif was outstanding handling all enquiries without any delays.... read more

turgay sahin

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We had a Bridging Loan via our broker for an auction purchase in April 2024.... read more

Irrum Work

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Nice company to deal with. Wasif in particular was very helpful in getting things over the line when going between solicitors . read more

Simon Brame

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Fast and efficient, Daniel in particular was very helpful, completed on time.... read more

Nicholas Kenlay

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Aspen Bridging is a great company to work with... read more

Mohammad Rostom

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Fast and efficient service read more

Niyazi Yalchin Oztoprak

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Couldn’t be happier with the service. Thank you to the entire team...read more

Sonia S

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Dear Richard, I would like to thank you for the service provided by Aspen... read more

Taylan Karamanli

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excellent bridging provider professional and reliable... read more

Zara Brindley

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I have mainly dealt with Laura and Jack and have found them both very helpful and always been able to provide a first class service. They... made the process of first time bridging really straight forward and we have now worked with them on several projects and wouldn't hesitate to do so again in the future.read moreread more

Sam Beazley

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I've been collaborating with Aspen for more than 5 years always been a fast and proactive company I completed a deal in 5 working days with... no hassle would highly recommend.read moreread more

M B 18

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The team is so amazing. It was excellent to work with Aspen and especially with Laura Randall who are always very professional and... efficient.read moreread more

yan Yan

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Always a pleasure dealing with Aspen and espcially working with Senior Underwriter Laura Randall. Laura takes on some of my more... complicated cases and has delivered in a calm and professional manner each and every time. If its a bridge for an overseas client which is my niche, then first call Aspen.read moreread more

Stephen Marcon

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Aspen is a great lender providing efficient & speedy service.Had only good experiences whilst working with them for the past couple of... years - the whole team is amazing and always quick to respond.read moreread more

Lera Seveliova

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Amazing service and professionalism at this firm not to mention arranging bridging finance in record time, last one completed within 10... days start to finish.read moreread more

Jai Bagga

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I had the pleasure of working with Laura Randall, on a deal that completed seamlessly within a 3 week timespan.As an intermediary, who... works with multiple lenders in the bridging space, the deal I closed with Aspen was no doubt one of the smoothest to do date.I look forward to the next one!read moreread more

Seena Nadri

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Dan at Aspen Bridging was excellent throughout the process.... read more

Lee Stephenson

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I worked with Aspen on a bridge loan for my client, and the process was incredibly fast... read more

Sophie L Zheng

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Great company to deal with. Wasif was outstanding handling all enquiries without any delays.... read more

turgay sahin

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We had a Bridging Loan via our broker for an auction purchase in April 2024.... read more

Irrum Work

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Nice company to deal with. Wasif in particular was very helpful in getting things over the line when going between solicitors . read more

Simon Brame

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Fast and efficient, Daniel in particular was very helpful, completed on time.... read more

Nicholas Kenlay

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Aspen Bridging is a great company to work with... read more

Mohammad Rostom

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Fast and efficient service read more

Niyazi Yalchin Oztoprak

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Couldn’t be happier with the service. Thank you to the entire team...read more

Sonia S

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Dear Richard, I would like to thank you for the service provided by Aspen... read more

Taylan Karamanli

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excellent bridging provider professional and reliable... read more

Zara Brindley

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I have mainly dealt with Laura and Jack and have found them both very helpful and always been able to provide a first class service. They... made the process of first time bridging really straight forward and we have now worked with them on several projects and wouldn't hesitate to do so again in the future.read moreread more

Sam Beazley

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I've been collaborating with Aspen for more than 5 years always been a fast and proactive company I completed a deal in 5 working days with... no hassle would highly recommend.read moreread more

M B 18

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The team is so amazing. It was excellent to work with Aspen and especially with Laura Randall who are always very professional and... efficient.read moreread more

yan Yan

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Always a pleasure dealing with Aspen and espcially working with Senior Underwriter Laura Randall. Laura takes on some of my more... complicated cases and has delivered in a calm and professional manner each and every time. If its a bridge for an overseas client which is my niche, then first call Aspen.read moreread more

Stephen Marcon

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Aspen is a great lender providing efficient & speedy service.Had only good experiences whilst working with them for the past couple of... years - the whole team is amazing and always quick to respond.read moreread more

Lera Seveliova

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Amazing service and professionalism at this firm not to mention arranging bridging finance in record time, last one completed within 10... days start to finish.read moreread more

Jai Bagga

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I had the pleasure of working with Laura Randall, on a deal that completed seamlessly within a 3 week timespan.As an intermediary, who... works with multiple lenders in the bridging space, the deal I closed with Aspen was no doubt one of the smoothest to do date.I look forward to the next one!read moreread more

Seena Nadri

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Latest News

Jack Coombs, Chief Operating Officer, S&U PLC.

14.10.2025

JACK COOMBS PROMOTED TO CHIEF OPERATING OFFICER AT S&U PLC
Jack Coombs has been promoted to Chief Operating Officer at S&U PLC ...

04.09.2025

ASPEN PARTNERS WITH LIGHTFOOTS AND LAWRENCE STEPHENS TO LAUNCH NEW DUAL LEGAL REPRESENTATION
Following an in-depth selection process, two highly experienced legal firms – Lightfoots ...
Kevin Beale, Business Development Manager for the Midlands and the North at Aspen Bridging.

14.08.2025

ASPEN EXPANDS SALES TEAM WITH NEW MIDLANDS AND NORTH BDM
Kevin’s focus will be in building new relationships and nurturing his existing ...
Trusted Member of
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We do not offer regulated loans, mortgages or credit agreements, and are not regulated by the FCA.
Aspen Bridging is a trading style of Aspen Bridging Limited, registered in England and Wales under number 10270026