ASPEN KICKSTARTS 2026 WITH 60BPS RATE REDUCTIONS ACROSS ALL PRODUCTS

Published: 06.01.2026 Company Update

Aspen is cementing its position as one of the leading specialist lenders to UK developers and foreign national investors with cuts of 60bps across all its products.

On its new 2026 Rate Card, Heavy Refurbishment is available at 0.74% per month at 80% LTV and Residential & Development Exit is now 0.74% per month at 75% LTV.

The lender’s award-winning No Valuation rates, including refurbishment, have dropped to 0.79% per month up to 80% LTV.

Stepped Rates, which are available for all products and clients, are now from 0.35% per month.

Foreign National, Semi-Commercial and Commercial rates have been reduced to 0.84% per month while Ground-up is reduced to 0.79% per month.

All of the rate cuts represent reductions of 60bps.

Jack Coombs, Chief Operating Officer at S&U PLC, parent company of Aspen, said: “In this rapidly evolving financial market it’s essential we remain competitive.

“These reductions, alongside our excellent customer service, will ensure we are the lender of choice for brokers representing quality UK developers and foreign national investors.”

Aspen’s portfolio of bridging products are available for net loans between £200,000 and £15m, for UK and foreign nationals, for projects across England and Wales.