Key Product Information

Overall Offering
Rates

Stepped Rate (all LTVs):

Initial Rate

0.35%

Initial Term

6 m

Total Term

12 m

Secondary rate

1.25%

Exit fee

1 month's interest

Flat Rates (from):

80% LTV

0.74%

75% LTV

0.74%

65% LTV

0.74%

Loans types

Bridging, Development & New Bridge-to-Let

Area covered

England and Wales

Security types

1st charge

Loan Sizes

£200k - £15m net

Loan term

10-24 months

Borrower type

Individual & Corporate

Borrower residency

UK and Foreign

Interest basis

Retained

Our turn around

Sub 10 working days

Introducer commission

1-2% (dependent on volume)

Our Range of Products

Residential & Dev Exit

Our residential product supports purchases and capital raising on investment properties at up to 75% LTV and our development exit enables refinancing developments during sales periods at up to 80% LTV

No Valuation

This unique product enables genuinely urgent transactions at up to 80% LTV and is guaranteed in under 10 (and can be as fast as 2) working days.

Refurbishments

This product covers light & medium refurbishments at up to 80% LTV with 100% costs in arrears.

Ground Up Development

This specialist product supports experienced developers looking to carry out their next ground up project with funding of all works & professional fees.

HMOs

Our specialist HMO product supports purchases, refinancing and capital raising on licensed HMO’s at up to 75% LTV.

Commercial & Semi-Commercial

Our commercial offering covers prime commercial and semi-commercial properties within the new class E and B8 categories at up to 70% LTV.

Latest News

20.04.2026

ASPEN LAUNCHES SEMI-COMMERCIAL FIVE-YEAR BRIDGE TO LET
Bridging rates start at a fixed 0.79% pm for a period of ...

16.04.2026

ASPEN LAUNCHES SPRING OFFER OF FREE VAL AND LEGALS
The offer covers both single and dual representation legal services as well ...

12.03.2026

ASPEN PROMOTES SAIF KHALIQUE TO DIRECTOR OF UNDERWRITING
Saif’s progression highlights the success of Aspen’s Graduate Recruitment Scheme. He initially joined ...
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We do not offer regulated loans, mortgages or credit agreements, and are not regulated by the FCA.
Aspen Bridging is a trading style of Aspen Bridging Limited, registered in England and Wales under number 10270026