Key Product Information

Key Criteria
Rates

Stepped Rate (all LTVs):

Initial Rate from

0.49%

Initial Term

6 m

Total Term

12 m

Secondary rate

1.25%

Exit fee

1 month's interest

Flat Rates (from):

80% LTV

0.83%

70% LTV

0.83%

Max LTV

80% Refurb, 75% Resi, 65% LTV Semi-comm, 50% LTV Comm

Assessment basis

OMV 180 day

Uses

Urgent purchases or refinances, Light Refurbs or capital raising for another transaction

Properties

Residential investment, commercial & mixed

Areas

England & Wales

Security

1st charge

Sizes

£200k - £3m net

Terms

12-24 months

Turn-around

2-10 working days

Borrower type

Individual & Corporate

Borrower residency

UK & Foreign

Interest basis

Retained

Customers

Clean credit & non-PEP's

How it Works

Step 1

Register as an introducer

Register Here
Step 2

Send an enquiry to enquiries@aspenbridging.co.uk or call an underwriter directly or use the portal to generate an instant quote yourself.

Quotes will include integrated legal fees to maximise speed & transparency.

Step 3

Submit the preferred option on our online portal with basic info on customers, the security and the solicitors.

You will be notified which underwriter your case is assigned to and within 3 hours you will receive a DIP post credit and land reg searches which will include case-tailored forms.

Step 4

Return the 1-page Authorisation Form and we will instruct the lawyers and valuers within 1 hour of receipt. Clients will need to put solicitors in funds for undertakings and pay valuers directly.

Step 5

We will share reqs list information with you every step of the way and work to help you and your client through to completion.

Step 6

Aspen releases funds for completion and pays introducers within hours.

Step 7

Aspen will provide draw-downs in arrears of works in support of the project up to 100% of the cost of works.

This will either be done via a building surveyor or Aspen team member re-visit depending on level of works (or without a revisit based on build control or warranty sign-off) with turn arounds as fast as 48 hours.

We pride ourselves only supporting cases which we will see through to the end and are yet to leave a property unfinished.

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No Valuation Case Studies

Aspen Bridging has completed its first dual representation legal service deal to arrange a 10-day, £700k No Valuation bridge for a foreign national’s newbuild purchase in Tower Bridge.
Aspen Leverages New Dual Rep Offering to complete Rapid No Valuation Deals

Aspen Bridging has completed its first dual representation legal service No Valuation deals, starting with a £700k bridge for a foreign national’s newbuild purchase delivered in just 10 days.

A previous customer cited speed and service when returning for an urgent £1,575,000 No Valuation bridge to acquire their latest investment in Barnet, North London.
Returning Customer Acquires Latest Investment with Rapid £1,575,000 Aspen Bridge

Aspen Bridging has completed an urgent £1,575,000 No Valuation bridge in less than two weeks for a repeat borrower’s latest investment acquisition in Barnet, North London.

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We do not offer regulated loans, mortgages or credit agreements, and are not regulated by the FCA.
Aspen Bridging is a trading style of Aspen Bridging Limited, registered in England and Wales under number 10270026