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Who we are

Aspen is an award winning principle lender funding UK & foreign clients

We offer Bridging, Light Development & Bridge to Let loans of up to £15m across England & Wales.

Our parent company S&U PLC is a majority family-owned FTSE listed firm with £300m equity plus secure additional funding lines.

S&U is committed to treating customers fairly & have lent through every financial cycle since 1938.

Aspen’s focus is on delivering excellent customer service together with a transparent pricing & quoting structure.

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3-yr Bridge to Let

A product designed for foreign nationals, heavy refurbishment, and semi-commercial borrowers providing flexibility without requirement of footprint and fully funding heavy works. Terms available either as a 9 or 12 month Bridge followed by either a 1 or 2 year BTL period.

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Why Choose Aspen?

With great products focused on delivering excellent customer service, we are an award-winning principal lender providing funding to UK & foreign clients.

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Equity Funded

Our funding is from our parent company S&U PLC which is a majority family owned FTSE listed firm with £300m in listed equity plus secure additional funding lines. We are committed to treating customers fairly & have lent through every financial cycle since 1938.
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Speedy Delivery

We have consistently completed deals in as little as 4 days recently in support of borrowers needing rapid transactions. We will always say how fast we can deliver and what it depends upon up front for each case.
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No Valuation

Our no valuation offering is a key part of our ability to support rapid-transactions and other special scenarios and covers residential, mixed use and commercial properties.
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Integrated Legals

We have an integrated legal partner allowing for a streamlined process to give every borrower the peace of mind that their loan is being prioritised.
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Foreign Clients

We have corporate and individual clients from 6 continents – our specialist legal partners use remote signing to enable rapid transactions. We offer the same reasonable rates to all borrowers regardless of nationality and ownership structure.
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Light Developments

We offer purchase and works funding on conversion schemes, Finish & Exits, structural works and extensions as well as lighter refurbishments all at up to 75% LTV plus 100% cost of works.

Our Range of Products

Product Overview
Residential & Dev Exit

Our residential product supports purchases and capital raising on investment properties at up to 75% LTV and our development exit enables refinancing developments during sales periods at up to 80% LTV
No Valuation

This unique product enables genuinely urgent transactions at up to 75% LTV and is guaranteed in under 10 (and can be as fast as 2) working days.
Refurbishments

This product covers light & medium refurbishments at up to 80% LTV with 100% costs in arrears.
Light Developments

This specialist product covers conversion schemes, Finish & Exits, structural works and extensions all at up to 75% LTV plus 100% cost of works.
HMOs

Our specialist HMO product supports purchases, refinancing and capital raising on licensed HMO’s at up to 75% LTV.
Commercial & Semi-Commercial

Our commercial offering covers prime commercial and semi-commercial properties within the new class E and B8 categories at up to 70% LTV.
Product Overview

Our Google Reviews

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excellent bridging provider professional and reliable... read more

Zara Brindley

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I have mainly dealt with Laura and Jack and have found them both very helpful and always been able to provide a first class service. They... read more

Sam Beazley

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I've been collaborating with Aspen for more than 5 years always been a fast and proactive company I completed a deal in 5 working days with... read more

M B 18

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excellent bridging provider professional and reliable... read more

Zara Brindley

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Latest News

News Archive
DanielTame

13.03.2024

ASPEN’S GRADUATE RECRUITMENT SCHEME APPOINTS SIXTEENTH STUDENT
Daniel, from Nuneaton, has been appointed as a Graduate Underwriter having achieved ...
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Ian and Mike

13.03.2024

NEW SALES HIRES UNDERPIN ASPEN’S GROWTH AMBITIONS
Ian Miller-Hawes rejoins as Sales Director and will be responsible for ...
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Saif & Wayne

06.03.2024

ASPEN ANNOUCES PROMOTIONS TO SUPPORT GROWTH PLANS
Aspen Bridging is laying the foundations for its next ambitious growth ...
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News Archive
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We do not offer regulated loans, mortgages or credit agreements, and are not regulated by the FCA.
Aspen Bridging is a trading style of Aspen Bridging Limited, registered in England and Wales under number 10270026