Key Product Information

Key Criteria
Rates

Stepped Rate (all LTVs):

Initial Rate

0.65%

Initial Term

6 m

Total Term

12 m

Secondary rate

1.29%

Exit fee

1 month's interest

Flat Rates (from):

75% LTV

0.94%

Max LTV

75% LTV

Valuation basis

OMV 180 day

Uses

Purchases, refinances & capital raising

Properties

Licensed HMO’s

Areas

England & Wales

Security

1st charge

Sizes

£200k - £10m net

Terms

12-18 months

Integrated Legals

Available - 2 firms 1 process

Borrower type

Individual & Corporate

Borrower residency

UK & Foreign

Interest basis

Retained

Customers

Clean credit & non-PEP's

How it Works

Step 1

Register as an introducer

Register Here
Step 2

Send an enquiry to enquiries@aspenbridging.co.uk or call an underwriter directly or use the portal to generate an instant quote yourself.

Quotes will include integrated legal fees to maximise speed & transparency.

Step 3

Submit the preferred option on our online portal with basic info on customers, the security and the solicitors.

You will be notified which underwriter your case is assigned to and within 3 hours you will receive a DIP post credit and land reg searches which will include case-tailored forms.

Step 4

Return the 1-page Authorisation Form and we will instruct the lawyers and valuers within 1 hour of receipt. Clients will need to put solicitors in funds for undertakings and pay valuers directly.

Step 5

We will share reqs list information with you every step of the way and work to help you and your client through to completion.

Step 6

Aspen releases funds for completion and pays introducers within hours.

Step 7

Aspen will provide draw-downs in arrears of works in support of the project up to 100% of the cost of works.

This will either be done via a building surveyor or Aspen team member re-visit depending on level of works (or without a revisit based on build control or warranty sign-off) with turn arounds as fast as 48 hours.

We pride ourselves only supporting cases which we will see through to the end and are yet to leave a property unfinished.

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HMO's Case Studies

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A £457k facility from Aspen Bridging has been completed at its newly reintroduced 80% LTV ratio

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Latest News

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13.03.24

NEW SALES HIRES UNDERPIN ASPEN’S GROWTH AMBITIONS
Aspen Bridging has revamped its sales force – including two new appointments – as the company...
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06.03.24

ASPEN ANNOUCES PROMOTIONS TO SUPPORT GROWTH PLANS
Aspen Bridging is laying the foundations for its next ambitious growth phase with a raft of promotions...
500m

22.02.24

ASPEN REACHES £500M MILESTONE IN TOTAL LENDING
Aspen Bridging has realised a landmark £500m in total lending from when the business was founded in...
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We do not offer regulated loans, mortgages or credit agreements, and are not regulated by the FCA.
Aspen Bridging is a trading style of Aspen Bridging Limited, registered in England and Wales under number 10270026