Our focus is on delivering excellent customer service together with the most transparent pricing structure in the market.
We therefore assign every case a dedicated underwriter and offer set rates on all products, for all clients and at all LTVs.
|Loans types||Bridging & light development|
|Area covered||England and Wales|
|Security types||1st charge|
|Loan Sizes||£150k - £5m net|
|Loan term||12-18 months|
|Borrower type||Individual & Corporate|
|Borrower residency||UK and Foreign|
|Our turn around||Sub 10 working days|
|Introducer commission||1-2% (dependent on volume)|
|FLAT RATE PRODUCT|
|All types & LTV's||0.74% - 0.89%|
|STEPPED RATE PRODUCT|
|All types & LTV's||RATE|
|Initial Rate||0.44% - 0.54%|
|Initial Term||6 m|
|Total Term||12 m|
|Exit fee||1 month's interest|
Our residential product supports purchases, refinances and capital raising on investment properties at up to 75% LTV.
This unique product enables genuinely urgent transactions at up to 65% LTV at initial quote stage and is guaranteed in under 10 (and can be as fast as 2) working days.
This specialist product covers conversion schemes, Finish & Exits, structural works and extensions all at up to 75% LTV plus 100% cost of works.
This product covers lighter refurbishments at up to 75% LTV.
Our specialist HMO product supports purchases, refinancing and capital raising on licensed HMO's at up to 70% LTV.
Our commercial offering covers prime commercial and semi-commercial properties within the new class E and B8 categories at up to 70% LTV.
A rapid £2,327,250, 73% loan-to-value bridging loan from Aspen has saved a customer's £125k auction purchase deposit and provided additional funding on a part-finished development.
Completed in just 15 days at 0.49% for six months on the lender's stepped rate product, the deal brings together both a rapid auction purchase and finish-and-exit elements under one roof.
The auction purchase, a six-bedroom semi-detached in Wandsworth, was bought at the end of August with the monies required within a 15 day period.
The part-finished development project, a five-bedroom terraced property in the same area, was purchased in 2019 and still has £140k works outstanding. The deal also includes 100% works funding.READ MORE