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Who we are

Aspen is an award winning principle lender funding UK & foreign clients

We offer Bridging, Ground Up Development & Bridge to Let loans of up to £15m across England & Wales.

Our parent company S&U PLC is a majority family-owned FTSE listed firm with £300m equity plus secure additional funding lines.

S&U is committed to treating customers fairly & have lent through every financial cycle since 1938.

With over £800m already lent since inception in 2017, Aspen’s ongoing focus is delivering excellent customer service together with a transparent pricing & quoting structure.

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3-yr Bridge to Let

A product designed for foreign nationals, heavy refurbishment, and semi-commercial borrowers providing flexibility without requirement of footprint and fully funding heavy works. Terms available either as a 9 or 12 month Bridge followed by either a 1 or 2 year BTL period.

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Why Choose Aspen?

With great products focused on delivering excellent customer service, we are an award-winning principal lender providing funding to UK & foreign clients.

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Equity Funded

Our funding is from our parent company S&U PLC which is a majority family owned FTSE listed firm with £300m in listed equity plus secure additional funding lines. We are committed to treating customers fairly & have lent through every financial cycle since 1938.
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Speedy Delivery

We have consistently completed deals in as little as 4 days recently in support of borrowers needing rapid transactions. We will always say how fast we can deliver and what it depends upon up front for each case.
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No Valuation

Our no valuation offering is a key part of our ability to support rapid-transactions and other special scenarios and covers residential, mixed use and commercial properties.
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Dual-Rep Legals

Our Dual Rep service streamlines the legal process, ensuring faster, smoother, and fully supported lending transactions.
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Foreign Clients

We have corporate and individual clients from 6 continents – our specialist legal partners use remote signing to enable rapid transactions. We offer the same reasonable rates to all borrowers regardless of nationality and ownership structure.
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Development

We offer support for experienced developers looking to carry out their next ground up project with funding of all works & professional fees.

Our Range of Products

Product Overview
Residential & Dev Exit

Our residential product supports purchases and capital raising on investment properties at up to 75% LTV and our development exit enables refinancing developments during sales periods at up to 80% LTV
No Valuation

This unique product enables genuinely urgent transactions at up to 75% LTV and is guaranteed in under 10 (and can be as fast as 2) working days.
Refurbishments

This product covers light & medium refurbishments at up to 80% LTV with 100% costs in arrears.
Ground Up Development

This specialist product supports experienced developers looking to carry out their next ground up project with funding of all works & professional fees.
HMOs

Our specialist HMO product supports purchases, refinancing and capital raising on licensed HMO’s at up to 75% LTV.
Commercial & Semi-Commercial

Our commercial offering covers prime commercial and semi-commercial properties within the new class E and B8 categories at up to 70% LTV.
Product Overview

Our Google Reviews

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excellent bridging provider professional and reliable... read more

Zara Brindley

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I have mainly dealt with Laura and Jack and have found them both very helpful and always been able to provide a first class service. They... made the process of first time bridging really straight forward and we have now worked with them on several projects and wouldn't hesitate to do so again in the future.read moreread more

Sam Beazley

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I've been collaborating with Aspen for more than 5 years always been a fast and proactive company I completed a deal in 5 working days with... no hassle would highly recommend.read moreread more

M B 18

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The team is so amazing. It was excellent to work with Aspen and especially with Laura Randall who are always very professional and... efficient.read moreread more

yan Yan

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Always a pleasure dealing with Aspen and espcially working with Senior Underwriter Laura Randall. Laura takes on some of my more... complicated cases and has delivered in a calm and professional manner each and every time. If its a bridge for an overseas client which is my niche, then first call Aspen.read moreread more

Stephen Marcon

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Aspen is a great lender providing efficient & speedy service.Had only good experiences whilst working with them for the past couple of... years - the whole team is amazing and always quick to respond.read moreread more

Lera Seveliova

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Amazing service and professionalism at this firm not to mention arranging bridging finance in record time, last one completed within 10... days start to finish.read moreread more

Jai Bagga

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I had the pleasure of working with Laura Randall, on a deal that completed seamlessly within a 3 week timespan.As an intermediary, who... works with multiple lenders in the bridging space, the deal I closed with Aspen was no doubt one of the smoothest to do date.I look forward to the next one!read moreread more

Seena Nadri

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excellent bridging provider professional and reliable... read more

Zara Brindley

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I have mainly dealt with Laura and Jack and have found them both very helpful and always been able to provide a first class service. They... made the process of first time bridging really straight forward and we have now worked with them on several projects and wouldn't hesitate to do so again in the future.read moreread more

Sam Beazley

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I've been collaborating with Aspen for more than 5 years always been a fast and proactive company I completed a deal in 5 working days with... no hassle would highly recommend.read moreread more

M B 18

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The team is so amazing. It was excellent to work with Aspen and especially with Laura Randall who are always very professional and... efficient.read moreread more

yan Yan

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Always a pleasure dealing with Aspen and espcially working with Senior Underwriter Laura Randall. Laura takes on some of my more... complicated cases and has delivered in a calm and professional manner each and every time. If its a bridge for an overseas client which is my niche, then first call Aspen.read moreread more

Stephen Marcon

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Aspen is a great lender providing efficient & speedy service.Had only good experiences whilst working with them for the past couple of... years - the whole team is amazing and always quick to respond.read moreread more

Lera Seveliova

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Amazing service and professionalism at this firm not to mention arranging bridging finance in record time, last one completed within 10... days start to finish.read moreread more

Jai Bagga

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I had the pleasure of working with Laura Randall, on a deal that completed seamlessly within a 3 week timespan.As an intermediary, who... works with multiple lenders in the bridging space, the deal I closed with Aspen was no doubt one of the smoothest to do date.I look forward to the next one!read moreread more

Seena Nadri

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Latest News

News Archive

04.09.2025

ASPEN PARTNERS WITH LIGHTFOOTS AND LAWRENCE STEPHENS TO LAUNCH NEW DUAL LEGAL REPRESENTATION
Following an in-depth selection process, two highly experienced legal firms – Lightfoots ...
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Kevin Beale, Business Development Manager for the Midlands and the North at Aspen Bridging.

14.08.2025

ASPEN EXPANDS SALES TEAM WITH NEW MIDLANDS AND NORTH BDM
Kevin’s focus will be in building new relationships and nurturing his existing ...
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The Aspen Bridging team at its inaugural ‘Spring Party’ at the newly opened Kitty Hawk Rooftop Bar overlooking Trafalgar Square.

22.05.2025

ASPEN HOSTS OVER 100 BROKERS AT INAUGURAL ‘SPRING PARTY’
With the Nelson’s column serving as an impressive backdrop, guests in attendance ...
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News Archive
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We do not offer regulated loans, mortgages or credit agreements, and are not regulated by the FCA.
Aspen Bridging is a trading style of Aspen Bridging Limited, registered in England and Wales under number 10270026